Unfortunately it is impossible to provide a 100% protection from identity theft, as this type of crime involves too many different variables, and your personal information can be stored in a number of databases and resources that are either in the public domain or outside of your control (such as government, employer and financial institution records). Therefore it is very important that as well as choosing identity theft protection services that can help protect your personal information from thieves, you also choose a service that provides adequate cover and support just in case your identity is stolen.
$1 Million Service Guarantees
Most of the leading identity protection services such as LifeLock, Identity Guard and ID Patrol offer service guarantees, which will protect members in the event their identity is compromised, and will provide up to $1 million towards resolving your case. This can help you to pay for any debts, charges and legal fees that you may have to pay to restore your good credit name, but you will need to check each individual policy carefully for any limitations or exclusions.
An essential aspect of the identity protection recovery services is the support provided by dedicated identity theft specialist teams, who can help victims through the difficult and often time consuming process or sorting out any fraudulent activity on their credit reports and existing accounts, and regaining control of their identity. Look for identity protection services that provide a good range of contact options (phone, fax, email and mail) and also a 24/7 customer services desk so that you can start sorting out any problems as soon as you discover them. Services that provide good websites are also very useful, as they will have member's centers and FAQ pages that provide answer to common questions and problems, which can save you having to contact the help desk for simple, routine queries.