It is important to protect yourself from identity theft since identity theft happens all the time to those that would least expect it. For this reason, most of the time stolen identities are not even found out about for a very long time after the identity has been stolen. Therefore, by the time the person finds out their identity has been stolen, it is usually after severe damage has already been done (usually the cause of the person finding out) and is therefore a huge ordeal to fix everything, not to mention taking a very long time to get everything straightened out to how it was before their identity was stolen. So, how can you protect yourself? And, how can you check to be sure everything is ok?
You can protect yourself against identity theft by not giving away any personal information to anyone who contacts you and asks you directly. Usually it will begin with some sort of story such as they noticed something happened to your banking account and so they need certain information, or something happened with your taxes, or something happened with whatever. It could be anything. They could call you or contact you on-line to claim that they need verification for something so they need certain information from you. The bottom line is, if they are the ones contacting you and then they claim they need certain information, do not give them any information! If you contact them because you need a service done and then they ask you for certain information, chances are it is ok since you are the one that contacted them and asked them for a service, but if the information they are asking for does not seem necessary, it is always a good idea to ask why they would need that information. Always use services for which you have good referrals for, if possible, or at least ones that you have researched on-line to see what others had to say about them. Be sure you do not get your information for recommendations on their actual website since those could be fake to try and promote their services.
It is also a good idea to shred anything that has information about you instead of just throwing it away since people can and sometimes do go through trash to find out information about others. If you are worried about your identity, check your credit score regularly. If someone has stolen your identity, chances are that your credit score will shoot down for no apparent reason, other than the reason that someone has stolen your identity.
Help ensure identity protection today!